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Föreläsningen ges på engelska.
Samtalspartner: Kristina Persson, ordförande i Global Utmaning
Modern microfinance models date back to the 1970s when experimental programs in Bangladesh, Brazil, and a few other countries began to extend tiny loans to groups of poor women to invest in microenterprises. By lending to groups of women where every member of the group guaranteed the repayment of all members, these microcredit programs challenged the prevailing conventional wisdom and proved that poor people without collateral could be "creditworthy". When offered the opportunity, they would repay loans with interest, at extraordinary rates of repayment.
The year 2005 was the United Nation’s international year of microcredits and the 2006 Nobel Peace Prize was awarded to Muhammad Yunus and the Grameen Bank for their efforts to create economic and social development through microfinance programs. This attention to microfinance for poverty alleviation has resulted in a 55% annual growth rate in microfinance funding and reflects the increasing focus on new ”business” models that might be socially and economically sustainable in poverty alleviation.
Welcome to a lecture covering what microfinance is, how it works, why, where and for whom it works. Lin Lerpold (Ek.Dr.) is an Assistant Professor at the Stockholm Scool of Economics and a member of the Sustainability Research Group (SuRe). Her research focuses on the sustainability and replication of microfinance models across developing nations as well as corporate responsibility within the human rights area.